Paladin’s business is commercial fleet motor business and the variety within the book gives us diversity and cross-pollination of business that is unique in the market place. From haulage to small delivery vehicles, from bakkie and car hire to car allowance schemes for corporates, Paladin can provide insurance solutions that is exactly what the particular client requires. Because all underwriting is done in-house and all policies are individually designed, rated and signed off, there is an enormous amount of flexibility that can be provided on each risk.